Skip to content
English
Sign in
Home
  • There are no suggestions because the search field is empty.

iStream ACH Solutions

Overview

iStream Financial Services offers a comprehensive suite of ACH (Automated Clearing House) processing solutions designed to provide a low-cost, efficient, and secure method for handling electronic payments. All transactions are processed in compliance with NACHA (National Automated Clearing House Association) rules and Federal Reserve regulations.

Note: iStream integrates seamlessly with the Envoy Gateway (NMI)
ACH agreements with iStream are established for a 3-year term.

 

 

Key ACH Processing Options – Comparison Matrix

Option Description Best For Key Features
Integrated ACH ACH processing through software integration with existing third-party applications. Businesses embedding ACH into operational workflows. Seamless integration; automated processing; works within current systems.
Virtual Terminal ACH Merchant-facing interface for recurring or one-time ACH transactions; optional credit card support. Merchants who need a quick, secure, browser-based processing tool. Supports ACH & credit cards; accessible via iStream platform; recurring or one-time payments.
Back Office ACH ACH transactions initiated directly from the iStream Maximizer Platform. Admin and accounting teams needing centralized payment management. Choice of BOFD; easy back-office control; integrated reporting.
Hosted Payment Page Secure online payment page for customers to make ACH payments. Businesses wanting an easy customer payment portal. Embeddable in website; customizable branding; secure payment capture.
File-Based ACH High-volume ACH processing using batch file uploads. Large businesses with frequent transactions. Multiple file format support; payment splitting via Sub-accounting platform.

Specialized ACH Features

ACH Delayed Clearing / Controlled Disbursements

Manage financial risk with customizable delayed disbursement options.
Configurations can be tailored to your specific business needs and adjusted as circumstances change.

Sub-Accounting / Split Settlement

Simplify complex payment handling with iStream’s Sub-accounting platform.
Easily manage initiation, acceptance, and disbursement of ACH payments, with integrated reporting and reconciliation tools for streamlined accounting.

ACH Receipt

Accept and process incoming ACH payments with flexible disbursement options.
Built to accommodate even the most complex payment acceptance requirements.

Marketing Materials and Guides